Terms of Use

Last Updated: July 17, 2026

Introduction

These Terms of Use (“Terms”) govern your access to and use of the websites, software applications, online tools, APIs, and related services (collectively, the “Services”) provided by Zellio (“Zellio,” “we,” “our,” or “us”).

Zellio is a cloud-based business software platform that provides tools designed to help individuals, professionals, and organizations create, manage, and streamline business documents and workflows. Our Services include business software solutions and related services.

These Terms consist of:

  • General Terms, which apply to all Services offered by Zellio; and
  • Service-Specific Terms, which apply only to the Services you choose to access or use.

If a Service-Specific Term conflicts with a General Term, the Service-Specific Term will govern solely with respect to the applicable Service.

By creating an account, accessing, or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not access or use the Services.

General Terms

1. Acceptance of the Terms

These Terms constitute a legally binding agreement between you and Zellio. If you access or use the Services on behalf of a company, organization, or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms. In such cases, references to “you” include both you and the entity you represent.

2. Eligibility

To use the Services, you must:

  • Be at least 18 years of age or the age of legal majority in your jurisdiction;
  • Have the legal capacity to enter into a binding agreement; and
  • Comply with all applicable laws and regulations.

You may use the Services only for lawful business or personal purposes and in accordance with these Terms.

3. User Accounts

Some Services require you to create an account.

You agree to provide accurate, complete, and current information when registering for an account and to keep your account information up to date.

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You must promptly notify Zellio of any unauthorized use of your account or any suspected security breach.

You may not share your account with another person or permit unauthorized access to your account.

4. The Services

Subject to these Terms, Zellio grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Services for their intended purposes.

We continually improve and update our Services and may add, modify, suspend, or discontinue any feature, functionality, or Service at any time. Where reasonably practicable, we will provide advance notice of material changes that significantly affect paid Services.

5. Subscription Plans, Fees, and Payments

Certain Services are available free of charge, while others require a paid subscription or one-time payment. Additional terms may apply to specific Services, features, or promotions.

By purchasing a paid Service, you agree to pay all applicable fees, taxes, and charges associated with your selected plan. Unless otherwise stated, all fees are quoted in U.S. Dollars (USD) and are non-refundable except as required by applicable law or as expressly stated by Zellio.

If your subscription renews automatically, you authorize Zellio or its designated payment processor to charge your selected payment method at the beginning of each renewal period until you cancel your subscription.

We may change our subscription plans or pricing from time to time. Any changes will apply prospectively, and we will provide reasonable notice before they become effective.

Failure to pay applicable fees may result in the suspension or termination of your access to paid Services.

6. User Responsibilities

You are responsible for your use of the Services and for all activities conducted through your account.

You agree to:

  • Provide accurate and current information;
  • Maintain the confidentiality of your account credentials;
  • Use the Services only for lawful purposes and in accordance with these Terms;
  • Ensure that you have the necessary rights and authority to create, upload, store, process, or share any information or content through the Services;
  • Comply with all applicable laws and regulations; and
  • Maintain appropriate backups of your information where necessary.

You are solely responsible for the accuracy, legality, and content of any information, documents, or other materials you create, upload, store, or process through the Services (“Business Data”). Zellio does not verify or assume responsibility for the accuracy, legality, or ownership of your Business Data.

7. Intellectual Property

The Services, including all software, technology, functionality, designs, trademarks, logos, graphics, text, and other content made available by Zellio, are owned by or licensed to Zellio and are protected by applicable intellectual property laws.

Subject to these Terms, we grant you a limited right to access and use the Services for your internal business or personal use. These Terms do not transfer any ownership or intellectual property rights to you.

You retain all rights to your Business Data. By using the Services, you grant us a limited, non-exclusive, worldwide, royalty-free license to host, store, process, transmit, reproduce, and otherwise use your Business Data solely as necessary to provide, maintain, secure, and improve the Services and to comply with applicable law.

Except as expressly permitted by these Terms or applicable law, you may not copy, modify, distribute, sell, lease, sublicense, reverse engineer, decompile, or otherwise exploit any part of the Services.

8. Acceptable Use

You agree not to use the Services to:

  • Violate any applicable law or regulation;
  • Infringe the intellectual property or other rights of any person or entity;
  • Upload, store, transmit, or distribute unlawful, fraudulent, defamatory, abusive, or otherwise harmful content;
  • Introduce viruses, malware, or other malicious code;
  • Attempt to gain unauthorized access to the Services, user accounts, systems, or networks;
  • Interfere with or disrupt the operation, security, or integrity of the Services;
  • Use automated means to access, scrape, or monitor the Services without our prior written authorization;
  • Use the Services to develop or support a competing product or service, except as permitted by applicable law; or
  • Use the Services in any manner that could damage, disable, overburden, or impair the Services or interfere with another user's access or use.

Zellio may investigate suspected violations of these Terms and take appropriate action, including suspending or terminating access to the Services, removing content where permitted, or reporting unlawful activity to the appropriate authorities.

9. Third-Party Services and Integrations

The Services may integrate with or provide access to third-party websites, applications, products, or services. Your use of any third-party service is subject to that provider's own terms and privacy policy.

Zellio is not responsible for the availability, content, security, or practices of any third-party service and makes no representations or warranties regarding them.

10. Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect personal information. By using the Services, you acknowledge that your personal information will be handled in accordance with our Privacy Policy.

11. Service Availability and Modifications

We strive to keep the Services available, secure, and reliable but do not guarantee uninterrupted or error-free operation.

Zellio may modify, enhance, suspend, or discontinue any Service or feature at any time. Where reasonably practicable, we will provide advance notice of material changes that significantly affect paid Services.

We may perform scheduled or emergency maintenance that temporarily limits or interrupts access to the Services.

12. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZELLIO DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR MEET YOUR REQUIREMENTS.

YOU ARE RESPONSIBLE FOR VERIFYING THE ACCURACY AND SUITABILITY OF ANY BUSINESS DATA, DOCUMENTS, OR OUTPUT GENERATED THROUGH THE SERVICES BEFORE USING OR RELYING UPON THEM FOR ANY BUSINESS, LEGAL, TAX, ACCOUNTING, OR FINANCIAL PURPOSE.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZELLIO, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS OPPORTUNITIES, OR OTHER INTANGIBLE LOSSES ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ZELLIO'S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO ZELLIO FOR THE APPLICABLE SERVICE DURING THE ONE (1) MONTH IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED U.S. DOLLARS (US$100) WHICHEVER IS LOWER.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such cases, these limitations apply only to the extent permitted by applicable law.

14. Indemnification

You agree to defend, indemnify, and hold harmless Zellio, its affiliates, officers, directors, employees, licensors, and service providers from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

  • Your use of the Services;
  • Your Business Data;
  • Your violation of these Terms;
  • Your violation of applicable law; or
  • Your infringement of any intellectual property, privacy, or other rights of a third party.

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense of such claims.

15. Suspension and Termination

You may stop using the Services or terminate your account at any time.

We may suspend or terminate your access to the Services immediately if we reasonably believe that you have violated these Terms, failed to pay applicable fees, created a security risk, engaged in fraudulent or unlawful activity, or if continued access could expose Zellio, its users, or third parties to legal, operational, or security risks.

Termination or suspension does not relieve you of any payment obligations accrued before the effective date of termination.

Any provisions of these Terms that by their nature should survive termination, including those relating to intellectual property, disclaimers, limitation of liability, indemnification, governing law, and dispute resolution, will remain in effect.

16. Changes to the Services and these Terms

Zellio may update the Services or these Terms from time to time to reflect changes in our business, technology, legal requirements, or operational practices.

When we make material changes, we will update the "Last Updated" date and, where required by applicable law, provide reasonable notice before the changes become effective.

Your continued use of the Services after the effective date of the revised Terms constitutes your acceptance of the updated Terms.

17. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.

The parties agree to attempt to resolve any dispute through good-faith discussions before commencing legal proceedings.

If a dispute cannot be resolved informally, it shall be submitted to the state or federal courts located in County of New Castle, 19808, and each party irrevocably submits to the jurisdiction and venue of those courts, unless applicable law requires otherwise.

18. Miscellaneous

These Terms constitute the entire agreement between you and Zellio regarding the Services and supersede all prior or contemporaneous agreements relating to the same subject matter.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other right.

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, corporate reorganization, or sale of assets.

19. Contact Us

If you have any questions about these Terms or the Services, please contact us:

Zellio

Email: support@zellio.net

Website: https://zellio.net